Financial Resources

ABLE National Resource Center: Achieving a Better Life Experience Act
The ABLE National Resource Center (ANRC) is a collaborative whose supporters share the goal of accelerating the design and availability of ABLE accounts for the benefit of individuals with disabilities and their families. They bring together the investment, support and resources of the country’s largest and most influential national disability organizations.

Information provided on the ANRC website will include:

  • State-by-state ABLE development statuses;
  • Side-by-side comparisons of ABLE program characteristics;
  • Informational ABLE videos;
  • Archived ABLE webinars;
  • Published ABLE-related research;
  • Summaries of ABLE-related policies, rules and regulations;
  • Frequently asked questions (FAQs);
  • An online portal to submit ABLE-related questions; and
  • ABLE announcements.

American Financial Solutions
In partnership with the Seattle Community Colleges Television and North Seattle Community College, AFS has created eight powerful personal finance courses that you can take online for free, with an option to receive a certificate for your credit file. Investing in Yourself is series of programs that teach the essentials of smart money management.

Annie E. Casey Foundation
The Annie E. Casey Foundation is a private charitable organization, “dedicated to helping build better futures for disadvantaged children in the United States.”  It was established in 1948 by Jim Casey, one of the founders of UPS, and his siblings, who named the Foundation in honor of their mother.  The Foundation’s website has a Knowledge Center that includes publications and other resources that have been developed by Casey or one of their grantees.  There are several publications and videos, including The Money Trap and I Know Where I’m Going (But Will My Cash Keep Up?): Parts I & II, which includes valuable information and activities that introduce and reinforce financial education topics.

Assistance.ky.gov     
Offers links to resources to help pay bills, find a job and hold on to your home for Kentuckians.

Budgets Are Sexy: Where Financial Nerds Are Cool
“Budgets Are Sexy is a personal finance blog that won’t put you to sleep. -- Benjamin Franklin.”  The blogger, J. Money, started writing five years ago (when he was in his 20s) and has fun covering such topics as budgeting, good giveaways, a life list, recommended things to spend money on, and other great financial resources.

Building Wealth
Beginner's Guide to Securing Your Financial Future.

Building Your Financial Future
Adapted by Credit Unions & Disability Rights Michigan and available in Accessible Format. This covers financial institutions, loans, checking accounts, budgeting, savings, keeping financial information safe, credit reports & credit repair, credit cards & home ownership. There is also a youth curriculum suitable for use in high school.

Cents and Sensibility:  A guide to money management for people with disabilities
This is a comprehensive financial education booklet written by Pennsylvania Assistive Technology Foundation (PATF) in conjunction with professors from Widener University that is designed to assist people with disabilities who are in the transition period into adulthood (age 18 to 30).  This guide also includes important information about how to save wisely and maintain important government supports.

Choose to Save  
Offers advice on saving for college, home purchases and retirement.

Consumer Financial Protection Bureau
The mission of the Consumer Financial Protection Bureau is to make markets for consumer financial products and services work for Americans – whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products.

The Corporation for Enterprise Development 
Has an online directory of individual development account (IDA) programs nationwide.

Credit Report: Get it For Free
Track your credit for free. Everyone should review a copy of their credit report, at least once a year.

Credit Score
Credit Karma works with TransUnion and provides a free credit score that can be tracked over time.

Federal Deposit Insurance Corporation (FDIC) 
Contact the FDIC to confirm that any bank you are considering doing business with is insured.

Federal Trade Commission (FTC)
The FTC educates the public about how to protect themselves in the marketplace and takes complaints about businesses that violate consumers’ rights and privacy.

FICO
This is an overall resource for learning about credit score calculations, debt-to-income, avoiding bad credit, and other helpful tips related to credit.

Financial Freedom
Gain the money management skills that will help along your path to financial freedom, includes a great section on assistive technology.  This booklet was written by Alpha One, an independent living center in Maine.

Go Direct      
By March 1, 2013, everyone receiving federal benefits by paper check will need to switch to electronic payments – direct deposit to a bank or credit union or the Direct Express® Debit MasterCard® card.

Habitat for Humanity
Offers units on controlling finances, credit basics, protecting money, finding a job, getting an education, and owning a home.  Self-paced with tests and worksheets for each module.

The JumpStart Coalition for Personal Financial Literacy
The JumpStart Coalition for Personal Financial Literacy seeks to improve the personal financial literacy of young adults by evaluating their financial literacy; developing, disseminating and encouraging the use of standards for grades K-12; and promoting the teaching of personal finance.

MINT.com
An online resource that helps track income and spending.

Money Smart -- a Financial Education Program
Created by the Federal Deposit Insurance Corporation (FDIC), Money Smart is a comprehensive financial education curriculum that teaches the basics of handling money and finances, including how to budget, save money, and how to avoid making “wrong” decisions that may result in years of financial pain.  The curriculum is available free of charge.

Moneywise      
The Kentucky Cooperative Extension Service recently established the Managing in Tough Times Initiative to assist Kentucky families in managing and recovery from the current economic situation.

MyMoney
MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education.  Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions.  Throughout the site, you will find important information from 20 Federal agencies and Bureaus designed to help you make smart financial choices.

National Credit Union Administration (NCUA) 
Contact the NCUA to confirm that any credit union you are considering doing business with is insured.

National Multiple Sclerosis Society
A financial planning workbook for people newly diagnosed with Multiple Sclerosis covering a range of issues including money management, job development, assistive technology, benefits planning and special needs trust and estate planning issues.  Website has a number of excellent articles on assistive technology selection and funding.

OnGuard Online     
The U.S. federal government and the technology industry provide information and tips to promote online safety and security.

Practical Money Skills for Life
To help people learn about the essentials of personal finance, Visa has partnered with consumer advocates, educators and financial institutions to develop the Practical Money Skills programs.  You can access free educational resources, including personal finance articles, lesson plans, and games (including the popular Financial Football and Soccer games) from their website.

Privacy Rights Clearinghouse   
Offers a library of information, from tips for protecting your privacy online to how to shop safely on the Internet.

Social Security Administration
Certain assets are not counted when Social Security determines financial eligibility for Supplemental Security Income or when the state determines financial eligibility for Medical Assistance.

Treasury Direct     
A federal government site that provides information on savings bonds and Treasury bills.